Annual multi-trip and single trip insurance
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IMPORTANT

The World Health Organisation (WHO) have declared the coronavirus (COVID-19) as a global Pandemic.

Our travel insurance policies include a general exclusion regarding any epidemic or pandemic as declared by the WHO.

Therefore there is no cover under any section of this policy for claims in respect of Coronavirus (COVID-19), or any mutation of Coronavirus (COVID-19). This exclusion does not apply to claims under the Emergency Medical and Repatriation Expenses section whilst you are abroad and not travelling against FCO advice.

Single Trip Travel Insurance - instant quotes

If you are taking just one or two trips over the next year, our great value single trip travel insurance policies may be a great option for you. Trip cancellation cover commences immediately upon purchase, providing peace of mind until your departure date arrives.

Whether you are going away on your annual family holiday or taking a golf or business trip, you can rely on starttravel.co.uk to offer the type of cover you require. There are three types of policy to choose from that all provide you with additional options, allowing you to adapt your policy to suit your needs.

What is Single Trip Travel Insurance?

Single trip travel insurance provides cost effective cover for people that are planning to go on holiday abroad once or twice a year. Travellers looking to insure themselves can usually find products varying from expensive to cheap single trip travel insurance. Depending on the type of insurance chosen, the policy is likely to include (but not limited to) emergency medical expenses, cancellation, legal expenses, possessions, personal accident cover and travel delays.

Do you need Single Trip Holiday Insurance?

If you are only going away once or twice in a whole year then single trip travel insurance is usually the correct choice for you. Whether you are going away alone or with friends or family, single trip travel insurance will provide you with cover in case the unexpected were to happen. However, if you are going on multiple trips, or you think you might be planning to do so, then Annual Multi Trip Insurance might be the better solution for you, saving you time and money.

Essential
  • £10,000,000 Emergency Medical and Repatriation Expenses
  • £1,000 Cancellation and Curtailment cover
  • £1,000 Personal Effects and Possessions
  • £20,000 Legal Expenses cover
  • Single Trip cover available up to 185 days
  • Quotes available for customers up to the age of 70 years
  • Options to add additional cover such as Gadget, Cruise, Winter sports*, Business or Golf
4 Star
  • £10,000,000 Emergency Medical and Repatriation Expenses
  • £2,000 Cancellation and Curtailment cover
  • £2,000 Personal Effects and Possessions cover
  • £30,000 Legal Expenses cover
  • £1,000 Catastrophe cover
  • £10,000 Personal Accident cover
  • Excess only £50, or excess waiver option available
  • Single Trip cover available up to 185 days
  • Quotes available for customers up to the age of 70 years
  • Options to add additional cover such as Gadget, Cruise, Winter sports*, Business or Golf
5 Star
  • £15,000,000 Emergency Medical and Repatriation Expenses
  • £4,000 Cancellation and Curtailment cover
  • £2,500 Personal Effects and Possessions cover
  • £30,000 Legal Expenses cover
  • £1,000 Catastrophe Cover
  • £20,000 Personal Accident Cover
  • £250 Luggage Delay cover
  • £300 Travel Delay and Disruption cover
  • £200 Withdrawal of Services cover
  • £100 Hospital Benefit cover
  • £250 Hijack, Kidnap and Mugging
  • No Excess to pay
  • Single Trip cover available up to 185 days
  • Quotes available for customers up to the age of 70 years
  • Options to add additional cover such as Gadget, Cruise, Winter sports*, Business or Golf

*Terms and conditions apply. Essential premium based on a policy for an individual aged 40 years or over, 4 Star premium on an individual under 64 and 5 Star on an individual under 40. Winter sports cover only available up to the age of 64. Premiums displayed are inclusive of IPT at the current rate.

View our Policy Documents
July 2020 Onwards
► Policy Document
► Essential Cover IPID
► 4 Star Cover IPID
► 5 Star Cover IPID
► Main Changes
Before July 2020
► Policy Document
► Essential Cover IPID
► 4 Star Cover IPID
► 5 Star Cover IPID
Shared
► Keyfacts
► Important Information
► Terms of Business
► Claim Forms

starttravel.co.uk is administered by Call Assist Limited. Call Assist is authorised and regulated by the Financial Conduct Authority, Firm Registration Number 304838. Registered address: Axis Court, North Station Road, Colchester, Essex CO1 1UX. Registered in England and Wales. Registered number: 03668383

This insurance is underwritten by the United Kingdom branch of Europäische Reiseversicherung (ERV) A.G. an Ergo Group Company incorporated and regulated under the laws of Germany. Companies House Registration FC 25660 and Branch Registration BR 007939. ERV is authorised by the Bundesanstalt für Finanzdienstliestungsaufsicht (BAFIN - www.bafin.de) and the Prudential Regulation Authority and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details of the extent of Our regulation by the Prudential Regulation Authority, and regulation by the Financial Conduct Authority are available from Us on request. Our registration number is 220041.

Essential 4 Star 5 Star
Cover Sums Insured Excess Sums Insured Excess Sums Insured Excess
Emergency medical and repatriation expenses
- Hospital confinement benefit
- Additional transport and accommodation expenses in the United Kingdom
- Funeral expenses
- Emergency dental treatment 		£10,000,000
N/A
£1,000

£1,500
£400 		£100
N/A
£100

£100
£100 		£10,000,000
N/A
£2,000

£3,000
£400 		£50
N/A
£50

£50
£50 		£15,000,000
£20 per 24hrs (max £1000)
£3,000

£4,000
£400 		Nil
Nil
Nil

Nil
Nil
Personal accident
- Death (aged 18 – 64)
- Death (under 18 or over 64)
- Loss of limb(s) or sight or permanent total disablement (aged 18-64)
- Loss of limb(s) or sight or permanent total disablement (under 18 or over 64)
£5,000
£500
£5,000

N/A
N/A
N/A
N/A

N/A
£10,000
£1,000
£10,000

£1,000
Nil
Nil
Nil

N/A
£20,000
£2,000
£20,000

£2,000
N/A
N/A
N/A

N/A
Withdrawal of services N/A N/A N/A N/A £25 per 24 hrs (max £200) Nil
Provision of screened blood £5,000 Nil £5,000 Nil £5,000 Nil
Cancellation £1,000 £100 £2,000 £50 £4,000 Nil
Curtailment £1,000 £100 £2,000 £50 £4,000 Nil
Travel delay and disruption
- Delay
- Abandonment after 24 hours
- Disruption 		N/A
£1,000
N/A 		N/A
£100
N/A 		£20 per 12 hrs (max £200)
£2,000
N/A 		Nil
£50
N/A 		£20 per 12 hrs (max £300)
£4,000
£500 		Nil
Nil
Nil
Personal effects/possessions
- Single item limit
- Spectacles or sunglasses
- Valuables limit
- Personal money
- Cash
- Passport or Travel documents 		£1,000
£200
£75
£200
£200
£200
£200 		£100
£100
£100
£100
£100
£100
Nil 		£2,000
£250
£75
£250
£400
£300
£250 		£50 £2,500
£300
£75
£300
£400
£400
£300 		Nil
Luggage delay N/A N/A N/A Nil £50 per 24hrs (max £250) Nil
Personal liability
- Property damage
- Bodily injury 		£100,000
£2,000,000 		£100
£100 		£100,000
£2,000,000 		£50
£50 		£100,000
£2,000,000 		Nil
Nil
Hijack, kidnap and mugging N/A N/A N/A Nil £50 per 24hrs (max £250) Nil
Catastrophe N/A N/A £1,000 £50 £1,000 Nil
Legal costs and expenses £20,000 Nil £30,000 Nil £30,000 Nil
Optional gadget cover
- Single Article Limit
 £500
£300 		£100
 £750
£500 		£50
 £1,000
£750
 Nil
Optional winter sports cover
- Ski equipment
- Single item limit
- Ski equipment hire
- Ski pack
- Piste closure
- Avalanche closure 		£1,000
£750
£250
£100 (£20 per day)
£250
£300 (£20 per day)
£300 (£20 per day) 		£100
£100
£100
Nil
£100
Nil
Nil 		£1,000
£750
£250
£100 (£20 per day)
£250
£300 (£20 per day)
£300 (£20 per day) 		£50
£50
£50
Nil
£50
Nil
Nil 		£1,000
£750
£250
£100 (£20 per day)
£250
£300 (£20 per day)
£300 (£20 per day) 		Nil
Nil
Nil
Nil
Nil
Nil
Nil
Optional cruise cover
- Missed port departure
- Cabin confinement
- Itinerary change
- Unused excursions
- Cruise interruption
£400
£50 per day up to £300
£50 per port up to £300
£300
£300
£100
Nil
Nil
£100
£100
£500
£75 per day up to £375
£65 per port up to £375
£400
£500
£50
Nil
Nil
£50
£50
£1,500
£75 per day up to £1,000
£75 per port up to £500
£500
£750
£65
Nil
Nil
£65
£65
Optional golf cover
- Loss of golf equipment
- Single item limit
- Hire of golf equipment
- Loss of green fares 		£1,000
£1,000
£200
£300 (£50 per day)
£100 		£100
£100
£100
£100
Nil 		£1,000
£1,000
£200
£300 (£50 per day)
£100 		£50
£50
£50
£50
Nil 		£1,000
£1,000
£200
£300 £50 per day)
£100 		Nil
Nil
Nil
Nil
Nil
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