Annual multi-trip and single trip insurance

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Welcome to starttravel.co.uk

Holiday Insurance Specialists

If you are looking for dependable and affordable single trip or annual multi trip travel insurance to suit your budget, look no further!

When you buy our travel insurance policy, you will get the peace of mind you need to enjoy your trip, knowing that you are covered should the worst happen. Regardless of which travel insurance cover level you purchase, you can be confident that starttravel.co.uk will deliver to your expectations.

►	At least £10,000,000 Emergency Medical and Repatriation cover included with all policies.
►	Up to £5,000 Cancellation cover available.
►	Up to £2,500 Personal Effects and Possessions cover available.
►	A professional 24 hour emergency medical assistance line.
►	No excess to pay on our 5 Star policies.

Not sure which travel insurance product is suitable for you? Then please check out our travel insurance comparison grid below:

Benefit examples	Three Star	Four Star	Five Star
Emergency Medical and Repatriation Expenses	£10 Million	£10 Million	£15 Million
Trip Cancellation	£1,000	£2,500	£5,000
Curtailment	£1,000	£2,500	£5,000
Personal Effects & Possessions	£1,000	£2,000	£2,500
Legal Costs and Expenses	£25,000	£25,000	£25,000
Personal Accident *	£5,000	£10,000	£20,000

Flexible terms	Three Star	Four Star	Five Star
Can Winter Sports* cover be added?	Yes	Yes	Yes
Can my Gadget cover be increased?	Yes	Yes	Yes
Can Cruise cover be added?	Yes	Yes	Yes
Do I need to pay an excess?	Yes	Yes	No
Can I be covered for my pre-existing Medical Conditions?	Yes	Yes	Yes

*reduced limits apply to for insured persons under 18 and over 65.

**our policies include an amount of Gadget cover this can be increased on a per person basis.

***using our questionnaire and medical screening process we will determine if we are able to consider cover for your pre-existing medical conditions. Additionally, the Money and Pensions Service (MaPS) have now developed a directory of specialist travel insurance providers who can cater to your needs and requirements. You can contact them for details of these providers here.

*Terms and conditions apply.

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starttravel.co.uk is arranged and administered by Taurus Insurance Services Limited, www.taurus.gi, and is underwritten by Great Lakes Insurance SE.

starttravel.co.uk is a trading style of Call Assist Limited which is authorised and regulated by the Financial Conduct Authority, Firm Registration Number 304838. Registered address: Axis Court, North Station Road, Colchester, Essex CO1 1UX. Registered in England and Wales. Registered number: 03668383

Taurus Insurance Services Limited is an insurance intermediary licensed and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK. Taurus are registered with the Financial Conduct Authority in the UK under registration number 444830. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority: register number 769884. These details can be checked on the Financial Services Register by visiting www.fca.org.uk or by contacting the Financial Conduct Authority on 0800 111 6768.

	3 Star		4 Star		5 Star
Cover	Sums Insured	Excess	Sums Insured	Excess	Sums Insured	Excess
Emergency medical and repatriation expenses - Hospital confinement benefit - Mugging Hospitalisation benefit - Emergency dental treatment - Additional transport and accommodation expenses in the United Kingdom - Funeral expenses	£10,000,000 £20 per 24 hours up to £500 £20 per 24 hours up to £500 £250 £1,000 £1,000	£100 Nil Nil £100 Nil Nil	£10,000,000 £50 per 24hours up to £1,500 £50 per 24hours up to £1,500 £400 £2,000 £5,000	£50 Nil Nil £50 Nil Nil	£15,000,000 £50 per 24hours up to £2,000 £50 per 24hours up to £2,000 £1,000 £3,000 £5,000	Nil Nil Nil Nil Nil Nil
Cancellation	£1,000	£100	£2,500	£50	£5,000	Nil
Curtailment and loss of holiday	£1,000	£100	£2,500	£50	£5,000	Nil
Personal accident - Death (aged 18 – 64) - Death (under 18 or over 64) - Loss of limb(s) or sight or permanent total disablement (aged 18-64) - Loss of limb(s) or sight or permanent total disablement (under 18 or over 64)	£5,000 £1,000 £5,000 £1,000	Nil Nil Nil Nil	£10,000 £2,500 £10,000 £2,500	Nil Nil Nil Nil	£20,000 £5,000 £20,000 £5,000	Nil Nil Nil Nil
Personal possessions - Single item limit - Valuables	£1,000 £200 £200	£100 £100 £100	£2,000 £250 £250	£50 £50 Nil	£3,000 £750 £1,000	Nil Nil Nil
Personal money Cash	£200 £200	£100 £100	£400 £300	£50 £50	£400 £400	Nil Nil
Passport and other documents	£200	£100	£250	£50	£300	Nil
Gadget Acciental damage, theft, malicious damage and loss Single item, pair or set Unauthorised use	£1,000 £500 £1,000	£100 £100 Nil	£2,000 £500 £1,000	£50 £50 Nil	£3,000 £750 £1,000	Nil Nil Nil
Enhanced Gadget (Optional) Acciental damage, theft, malicious damage and loss Single item, pair or set Unauthorised use	£1,000 £500 £1,000	£100 £100 Nil	£2,000 £750 £1,000	£50 £50 Nil	£3,000 £1,000 £1,000	Nil Nil Nil
Baggage delay on outward journey	Nil	Nil	£25 after each 12 hours of delay up to £250	Nil	£50 after each 12 hours of delay up to £500	Nil
Missed departure	£300	£100	£500	£50	£750	Nil
Travel delay and abandonment Travel delay benefit Abandonment after 12 hours delay	£25 per 12 hours up to £250 £1,000	Nil £100	£35 per 12 hours up to £350 £2,500	Nil £50	£50 per 12 hours up to £500 £5,000	Nil Nil
Extended travel disruption (optional) A. Cancellation or Curtailment B. Aleternative accomodation C. Enforced stay Delayed benefit Additional travel expensives Prescription medication	£1,000 £1,000 £150 per day up to £1,500 £2,000 £200	£100 £100 Nil Nil Nil	£2,500 £2,500 £150 per day up to £1,500 £2,000 £200	£50 £50 Nil Nil Nil	£5,000 £5,000 £150 per day up to £1,500 £2,000 £200	Nil Nil Nil Nil Nil
Personal liability	£2,000,000	£100	£2,000,000	£50	£2,000,000	Nil
Hijack	Nil	Nil	£150 per day up to £1,500	Nil	£200 per day up to £2,000	Nil
Legal cost and expenses	£25,000	Nil	£25,000	Nil	£25,00	Nil
Financial failure cover Schedule airline failure End supplier failure	£1,000 Nil	Nil Nil	£2,500 £2,500	Nil Nil	£2,500 £2,500	Nil Nil
Winter sports (optional) A. Winter sports equipment - loss, theft or damage Replacement or repair Hire of replacement equipment B. Winter sports equipment - delay Hire of replacement equipment C. Ski pass - loss or theft D. Ski pack - illness or injury E. Ski pack or alternative resport - piste closure F. Travel disruption - avalanche or landslide	£500 £20 per day up to £300 £20 per day up to £300 £200 £20 per day up to £300 £20 per day up to £300 £300	£100 Nil Nil £100 Nil Nil Nil	£750 £30 per day up to £450 £30 per day up to £450 £250 £30 per day up to £450 £30 per day up to £450 £450	£50 Nil Nil £50	£1,000 £40 per day up to £600 £40 per day up to £600 £300 £40 per day up to £600 £40 per day up to £600 £600	Nil Nil Nil Nil Nil Nil Nil
Golf (optional) A. Golf Equipment - loss, theft or damage Replacement or repair Single item limit B. Hire of replacement equipment C. Green fees D. Hole in One	£1,000 £300 £25 per day up to £250 £25 per day up to £250 £50	£100 £100 Nil Nil Nil	£1,500 £400 £40 per day up to £400 £40 per day up to £400 £75	£50 £50 Nil Nil Nil	£2,000 £500 £50 per day up to £500 £50 per day up to £500 £100	Nil Nil Nil Nil Nil
Pet care Kennel and cattery fees	£25 per day up to £250	Nil	£40 per day up to £400	Nil	£50 per day up to £500	Nil
Wdding and civil partnership ceremonies (optional) A. Ceremonial items - loss, theft or damage Ceremonial Attire Ceremonial Gifts Ceremonial Gifts - cash Ceremonial Rings Single item limit B. Restaging photographs, video and digital media C. Replacement photographs, video and digital media	£1,000 £500 £150 £500 £250 £500 £500	£100 £100 £100 £100 £100 £100 £100	£1,500 per person £750 £150 £750 £375 £750 £750	£50 £50 £50 £50 £50 £50 £50	£2,000 per person £1,000 £150 £1,000 £500 £1,000 £1,000	Nil Nil Nil Nil Nil Nil Nil
Cruise (optional) A. Missed port B. Cabin confinement C. Unused excursions D. Increased personal baggage limits Single item limit Valuables limit E. Evening wear	£1,000 per person £500 £150 £2,500 £500 £500 Nil	£100 £100 £100 £100 £100 £100 Nil	£1,500 per person £750 £150 £3,000 £750 £750 £100	£50 £50 £50 £50 £50 £50 £50	£2,000 per person £1,000 £150 £3,500 £1,000 £1,000 £150	Nil Nil Nil Nil Nil Nil Nil
COVID-19 Cancellation Curtailment Emergency medical and repatriation expenses	£1,000 £1,000 £10,000,000	£100 £100 £100	£2,500 £2,500 £10,000,000	£50 £50 £50	£5,000 £5,000 £15,000,000	Nil Nil Nil
Rental vehicle excess waiver (optional) Excess/Deposit Roof Windscreen, windows and sunroof Undercarriage Tyres (for Repalcement) Tyres (for replair)	£2,000 £600 £800 £500 £100 each tyre £50 each tyre	Nil Nil Nil Nil Nil Nil	£2,000 £600 £800 £500 £100 each tyre £50 each tyre	Nil Nil Nil Nil Nil Nil	£2,000 £600 £800 £500 £100 each tyre £50 each tyre	Nil Nil Nil Nil Nil Nil