starttravel.co.uk is arranged and administered by Taurus Insurance Services Limited, www.taurus.gi, and is underwritten by Great Lakes Insurance SE.
starttravel.co.uk is a trading style of Call Assist Limited which is authorised and regulated by the Financial Conduct Authority, Firm Registration Number 304838. Registered address: Axis Court, North Station Road, Colchester, Essex CO1 1UX. Registered in England and Wales. Registered number: 03668383
Taurus Insurance Services Limited is an insurance intermediary licensed and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK. Taurus are registered with the Financial Conduct Authority in the UK under registration number 444830. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority: register number 769884. These details can be checked on the Financial Services Register by visiting www.fca.org.uk or by contacting the Financial Conduct Authority on 0800 111 6768.
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Cover | Sums Insured | Excess | Sums Insured | Excess | Sums Insured | Excess |
Emergency medical and repatriation expenses - Hospital confinement benefit - Mugging Hospitalisation benefit - Emergency dental treatment - Additional transport and accommodation expenses in the United Kingdom - Funeral expenses |
£10,000,000 £20 per 24 hours up to £500 £20 per 24 hours up to £500 £250 £1,000 £1,000 |
£100 Nil Nil £100 Nil Nil |
£10,000,000 £50 per 24hours up to £1,500 £50 per 24hours up to £1,500 £400 £2,000 £5,000 |
£50 Nil Nil £50 Nil Nil |
£15,000,000 £50 per 24hours up to £2,000 £50 per 24hours up to £2,000 £1,000 £3,000 £5,000 |
Nil Nil Nil Nil Nil Nil |
Cancellation | £1,000 | £100 | £2,500 | £50 | £5,000 | Nil |
Curtailment and loss of holiday | £1,000 | £100 | £2,500 | £50 | £5,000 | Nil |
Personal accident - Death (aged 18 – 64) - Death (under 18 or over 64) - Loss of limb(s) or sight or permanent total disablement (aged 18-64) - Loss of limb(s) or sight or permanent total disablement (under 18 or over 64) |
£5,000 £1,000 £5,000 £1,000 |
Nil Nil Nil Nil |
£10,000 £2,500 £10,000 £2,500 |
Nil Nil Nil Nil |
£20,000 £5,000 £20,000 £5,000 |
Nil Nil Nil Nil |
Personal possessions - Single item limit - Valuables |
£1,000 £200 £200 |
£100 £100 £100 |
£2,000 £250 £250 |
£50 £50 Nil |
£3,000 £750 £1,000 |
Nil Nil Nil |
Personal money Cash |
£200 £200 |
£100 £100 |
£400 £300 |
£50 £50 |
£400 £400 |
Nil Nil |
Passport and other documents | £200 | £100 | £250 | £50 | £300 | Nil |
Gadget Acciental damage, theft, malicious damage and loss Single item, pair or set Unauthorised use |
£1,000 £500 £1,000 |
£100 £100 Nil |
£2,000 £500 £1,000 |
£50 £50 Nil |
£3,000 £750 £1,000 |
Nil Nil Nil |
Enhanced Gadget (Optional) Acciental damage, theft, malicious damage and loss Single item, pair or set Unauthorised use |
£1,000 £500 £1,000 |
£100 £100 Nil |
£2,000 £750 £1,000 |
£50 £50 Nil |
£3,000 £1,000 £1,000 |
Nil Nil Nil |
Baggage delay on outward journey | Nil | Nil | £25 after each 12 hours of delay up to £250 | Nil | £50 after each 12 hours of delay up to £500 | Nil |
Missed departure | £300 | £100 | £500 | £50 | £750 | Nil |
Travel delay and abandonment Travel delay benefit Abandonment after 12 hours delay |
£25 per 12 hours up to £250 £1,000 |
Nil £100 |
£35 per 12 hours up to £350 £2,500 |
Nil £50 |
£50 per 12 hours up to £500 £5,000 |
Nil Nil |
Extended travel disruption (optional) A. Cancellation or Curtailment B. Aleternative accomodation C. Enforced stay
Delayed benefit
Additional travel expensives Prescription medication |
£1,000 £1,000 £150 per day up to £1,500 £2,000 £200 |
£100 £100 Nil Nil Nil |
£2,500 £2,500 £150 per day up to £1,500 £2,000 £200 |
£50 £50 Nil Nil Nil |
£5,000 £5,000 £150 per day up to £1,500 £2,000 £200 |
Nil Nil Nil Nil Nil |
Personal liability | £2,000,000 | £100 | £2,000,000 | £50 | £2,000,000 | Nil |
Hijack | Nil | Nil | £150 per day up to £1,500 | Nil | £200 per day up to £2,000 | Nil |
Legal cost and expenses | £25,000 | Nil | £25,000 | Nil | £25,00 | Nil |
Financial failure cover Schedule airline failure End supplier failure |
£1,000 Nil |
Nil Nil |
£2,500 £2,500 |
Nil Nil |
£2,500 £2,500 |
Nil Nil |
Winter sports (optional) A. Winter sports equipment - loss, theft or damage
Replacement or repair Hire of replacement equipment B. Winter sports equipment - delay
Hire of replacement equipment
C. Ski pass - loss or theftD. Ski pack - illness or injury E. Ski pack or alternative resport - piste closure F. Travel disruption - avalanche or landslide |
£500 £20 per day up to £300 £20 per day up to £300 £200 £20 per day up to £300 £20 per day up to £300 £300 |
£100 Nil Nil £100 Nil Nil Nil |
£750 £30 per day up to £450 £30 per day up to £450 £250 £30 per day up to £450 £30 per day up to £450 £450 |
£50 Nil Nil £50 |
£1,000 £40 per day up to £600 £40 per day up to £600 £300 £40 per day up to £600 £40 per day up to £600 £600 |
Nil Nil Nil Nil Nil Nil Nil |
Golf (optional) A. Golf Equipment - loss, theft or damage Replacement or repair Single item limit B. Hire of replacement equipment C. Green fees D. Hole in One |
£1,000 £300 £25 per day up to £250 £25 per day up to £250 £50 |
£100 £100 Nil Nil Nil |
£1,500 £400 £40 per day up to £400 £40 per day up to £400 £75 |
£50 £50 Nil Nil Nil |
£2,000 £500 £50 per day up to £500 £50 per day up to £500 £100 |
Nil Nil Nil Nil Nil |
Pet care Kennel and cattery fees |
£25 per day up to £250 | Nil | £40 per day up to £400 | Nil | £50 per day up to £500 | Nil |
Wdding and civil partnership ceremonies (optional) A. Ceremonial items - loss, theft or damage
Ceremonial Attire
B. Restaging photographs, video and digital mediaCeremonial Gifts Ceremonial Gifts - cash Ceremonial Rings Single item limit C. Replacement photographs, video and digital media |
£1,000 £500 £150 £500 £250 £500 £500 |
£100 £100 £100 £100 £100 £100 £100 |
£1,500 per person £750 £150 £750 £375 £750 £750 |
£50 £50 £50 £50 £50 £50 £50 |
£2,000 per person £1,000 £150 £1,000 £500 £1,000 £1,000 |
Nil Nil Nil Nil Nil Nil Nil |
Cruise (optional) A. Missed port B. Cabin confinement C. Unused excursions D. Increased personal baggage limits
Single item limit
E. Evening wear
Valuables limit |
£1,000 per person £500 £150 £2,500 £500 £500 Nil |
£100 £100 £100 £100 £100 £100 Nil |
£1,500 per person £750 £150 £3,000 £750 £750 £100 |
£50 £50 £50 £50 £50 £50 £50 |
£2,000 per person £1,000 £150 £3,500 £1,000 £1,000 £150 |
Nil Nil Nil Nil Nil Nil Nil |
COVID-19
Cancellation
Curtailment Emergency medical and repatriation expenses |
£1,000 £1,000 £10,000,000 |
£100 £100 £100 |
£2,500 £2,500 £10,000,000 |
£50 £50 £50 |
£5,000 £5,000 £15,000,000 |
Nil Nil Nil |
Rental vehicle excess waiver (optional)
Excess/Deposit
Roof Windscreen, windows and sunroof Undercarriage Tyres (for Repalcement) Tyres (for replair) |
£2,000 £600 £800 £500 £100 each tyre £50 each tyre |
Nil Nil Nil Nil Nil Nil |
£2,000 £600 £800 £500 £100 each tyre £50 each tyre |
Nil Nil Nil Nil Nil Nil |
£2,000 £600 £800 £500 £100 each tyre £50 each tyre |
Nil Nil Nil Nil Nil Nil |