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Enhanced Gadget Travel Insurance

Every day, we are becoming more and more attached to our gadgets and we take our personal tech everywhere we go.

For both business trips and holidays, ensuring that your travel insurance includes gadget cover is essential.

At Start Travel, we include gadget cover in all our standard travel insurance policies. The value to which your gadgets are covered depends on the level of cover you opt for, details of which can be viewed below:

  • 3 star - £500
  • 4 star - £500
  • 5 star - £750

As gadgets become more advanced, so does their value, which is why in addition to our standard cover, we also provide an enhanced gadget cover add on, which can be applied to any of our single trip or annual multi-trip policies.

Enhanced gadget cover offers you a higher level of financial protection for your gadgets during your trip:

  • 3 star - £1,000
  • 4 star - £2,000
  • 5 star - £3,000

Business and Holiday Gadget Insurance

For some people an electronic device such as the e-reader or tablet, or a camera are the first things in the suitcase when packing for a holiday – and let’s not forget smartphones that stay by our side no matter what!

Camera Travel Insurance

Whilst for many, a camera is an essential to capture the special holiday memories, losing or breaking your camera can be very costly. Opting for our additional gadget cover offers peace of mind that you have suitable camera travel insurance in place, should something happen.

Laptop Travel Insurance

And for many travelling on business, making sure your laptop is protected by laptop travel insurance is a necessity. With our business and holiday gadget insurance, you won’t have to worry about damages to your work laptop.

Start Travel Enhanced Gadget Travel Insurance

With this in mind, it makes sense to consider travel insurance with enhanced gadget cover when we go abroad.

When travelling, you’re more likely than ever to have more than one expensive gadget with you at the same time, which is why many opt for a travel insurance policy with gadget cover, which offers multi-gadget insurance. travel insurance with optional gadget cover gives you that extra confidence of knowing that should the worst happen, you and your valuable gadgets are covered!


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What does Enhanced Gadget Travel Insurance Cover?

Our single and multi-trip travel insurance will cover some of your gadgets, but our enhanced gadget insurance for abroad will ensure that all your gadgets that you want to take away with you will be protected if they’re damaged, stolen or lost.

Regarding our single and multi-trip travel insurance, there is a limit to how much we will pay out. If you’re planning on taking a lot of gadgets away with you, you can can provide extra cover for your gadgets for a small extra cost by adding enhanced gadget cover to your travel insurance plan.

With our gadget travel insurance add-on, we offer three different levels of cover, from our cheapest gadget cover, 3 star to our most comprehensive cover for gadgets, our 5 star cover. View the table below to compare travel insurance for gadgets offered by Start Travel:

Benefit 3 star
4 star
5 star
Accidental damage, theft, malicious damage and loss £1,000 £2,000 £3,000
3 star
Accidental damage, theft, malicious damage and loss £1,000
4 star
Accidental damage, theft, malicious damage and loss £2,000
5 star
Accidental damage, theft, malicious damage and loss £3,000

Terms and Conditions apply. Please note, an excess may apply for any claim. For more details, please see the policy wording or call us on 0333 320 1240. The above amounts are based on per person.

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Do You Need Holiday Gadget Insurance Cover?

Our enhanced gadget cover is an optional travel insurance add-on perfect for when you want to travel abroad with a large amount of gadgets or particularly expensive tech - from smartphones to cameras to smartwatches.

Our travel insurance with gadget cover will protect your gadgets on holiday - whether they get damaged from the sea and sand or they are lost or stolen. If you are unlucky and lose your gadgets completely our travel insurance gadget cover can help you replace it.


What is Gadget Insurance Cover?

Gadget cover is included in our 3, 4 & 5 Star products with increased limits of cover available.

When added to the policy, our enhanced gadget travel insurance offers you greater protection for all your travel tech including:

  • Mobile Phones, Smart Phones
  • Laptops and Tablets
  • Digital Cameras, Video Cameras and Camera Lenses
  • MP 3 Players
  • Games Consoles
  • Bluetooth Headsets, Head/Ear Phones
  • Satellite Navigation Devices
  • PDAs
  • E-Readers (such as Kindles)
  • Wearable Technology (such as Smart Watches or a Health and Fitness Tracker).


Find Out More About Our Business and Holiday Gadget Insurance

If you require travel insurance for gadgets when travelling abroad for holiday or business, simply enter your details and select the ‘Enhanced Gadget Cover’ Option on the options page when obtaining your quotation online.

Alternatively, call us on 0333 320 1240 to get your quote today!


Keeping your gadgets safe when travelling

Whilst gadget insurance cover can provide peace of mind when you are travelling with expensive tech, it doesn’t avoid the upset and inconvenience experienced when gadgets get damaged or lost whilst on holiday.

Following these tips will help to keep your gadgets as safe as possible during your trip:

  1. Back up all your data before going away and make regular back ups during your trip.
  2. Purchase cases or screen covers for each of your gadgets to help prevent accidental damage.
  3. Carry any gadgets in your hand luggage.
  4. Ensure you have password, PIN or biometric lock security features switched on on devices such as tablets or mobile phones, 
  5. Keep gadgets in your bag when not in use and away from the pool or sea to help prevent water damage.
  6. Keep your gadgets out of sight when out and about, particularly in crowded areas
  7. Leave your gadgets in the hotel safe or security box as much as possible, rather than taking them out.
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