Cruise Insurance Cover Explained
What is a Missed Port?
A missed port is when your cruise ship is unable to make a scheduled port stop due to bad weather or a time-table restriction and the ship is unable to dock at an alternative unscheduled port.
It’s unfortunate that sometimes on cruises that the ship might be unable to stop at the destinations that are scheduled as part of your trip.
If you are not offered financial compensation by the cruise company or on-board credit, then depending on your circumstances you may be covered by our cruise holiday insurance.
What is Cabin Confinement?
If you become unwell or injured on your trip, the ship’s medical officer might ask you to remain in your cabin.
They may ask you to do this to keep you safe and help with your recovery.
If this happens then depending on your circumstances you may be covered within your cruise cover travel insurance, as explained in the table above in our cruise insurance from the UK policy, for the time you are asked to remain in your cabin.
What Happens if There are Unused Excursions?
If you have any pre-booked or pre-paid excursions that you are unable to participate in due to becoming unwell or injured on your trip and have been asked to remain in your cabin by the ship’s medical officer, then our cruise cover holiday insurance will cover this to the amount highlighted in the table above.
Are There Increased Personal Baggage Limits?
Increased personal baggage limits are an increase in the sums insured for personal possessions up to the amounts shown for cruise cover in the table above.
What if My Evening Wear Gets Stolen?
If your evening wear gets stolen, becomes lost or damaged during your insured trip you will be covered if you buy holiday insurance including cruise cover with us.
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