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Annual Multi-trip Travel Insurance

Going away more than once over the next year? If so, a starttravel.co.uk multi-trip travel insurance might be the right choice for you.

Why Choose an Annual Multi-trip Travel Insurance Package Over a Single Trip Policy?

An annual travel insurance policy can often cost less than a single trip policy overall if you have two or more trips planned over the year. So, purchasing an annual multi-trip insurance policy can save you money and can allow you to relax in the knowledge that you are covered for a whole year.

Your annual multi-trip cover will commence on your chosen date and will continue for the next 365 days.

Will I Be Able to Tailor my Multi-trip Policy to Suit my Particular Holiday Needs?

Yes! You can tailor your policy to suit your needs and this can include adding an additional activity to your policy, such as golf, enhanced gadget cover or winter sports.

Simply enter your details into our user friendly ‘quote and buy’ system to get your quote today.

Once you have purchased your Annual Multi-Trip travel insurance cover, your documents will be emailed to you instantly.

What is Multi-trip Travel Insurance?

Purchasing an annual multi-trip insurance policy is a wise investment if you are planning to go on more than one trip abroad in a year.

Rather than buying a single trip travel insurance policy for each trip you go on, it could be more cost effective to look at the benefits offered from multi-trip holiday insurance.

What Does an Annual Multi-trip Policy Cover?

Depending on the type of insurance chosen, the multi trip holiday insurance policy is likely to include (but not limited to) emergency medical expenses, cancellation cover, legal expenses, possessions, personal accident cover, personal liability cover and travel delays.

Why Should I Choose Multi-trip Travel Insurance?

As travel is increasingly more accessible to more people, it gives a chance for travellers to go on multiple trips in a single year. So, for holiday makers embarking on a trip on their own or with friends or family, annual travel insurance becomes even more necessary.

Family Travel Insurance for Multiple Trips

With the facility to get a quote and purchase an annual multi-trip travel insurance package for all of the family directly via our website, arranging your family annual travel insurance has never been easier.

Do You Need Annual Travel Insurance?

If you're thinking of going away more than a couple of times in a year, then it makes perfect sense to invest in an annual travel insurance policy. However, if you're just going on one trip then it might be best to compare annual travel insurance with our single trip travel insurance.

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Benefit 3 star
 4 star
 5 star
Emergency medical and repatriation expenses £10 million £10 million £15 million
Cancellation £1,000 £2,500 £5,000
Curtailment and loss of holiday £1,000 £2,500 £5,000
Personal accident £5,000 £10,000 £20,000
Personal possessions £1,000 £2,000 £2,500
Personal money £200 £400 £400
Gadget cover £500 £500 £750
Passport and other documents £200 £250 £300
Missed departure £300 £500 £750
Personal liability £2,000,000 £2,000,000 £2,000,000
3 star
Emergency medical and repatriation expenses £10 million
Cancellation £1,000
Curtailment and loss of holiday £1,000
Personal accident £5,000
Personal possessions £1,000
Personal money £200
Gadget cover £500
Passport and other documents £200
Missed departure £300
Personal liability £2,000,000
4 star
Emergency medical and repatriation expenses £10 million
Cancellation £2,500
Curtailment and loss of holiday £2,500
Personal accident £10,000
Personal possessions £2,000
Personal money £400
Gadget cover £500
Passport and other documents £250
Missed departure £500
Personal liability £2,000,000
5 star
Emergency medical and repatriation expenses £15 million
Cancellation £5,000
Curtailment and loss of holiday £5,000
Personal accident £20,000
Personal possessions £2,500
Personal money £400
Gadget cover £750
Passport and other documents £300
Missed departure £750
Personal liability £2,000,000

Terms and Conditions apply. Please note, an excess may apply for any claim. For more details, please see the policy wording or call us on 0333 320 1240. The above amounts are based on per person.

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Even if your EHIC (European Health Insurance Card) is still in date, you still need travel insurance. Your EHIC isn’t a substitute for travel or health insurance.

The EHIC entitles you to state-provided health care in the EU and the UK - but not in Iceland, Liechtenstein, Norway or Switzerland.

The EHIC will cover some or all of your medical costs, but it won’t cover certain expensive costs such as airlifting from ski resorts or repatriation. If you don’t have travel insurance you will be liable to pay for these out of pocket costs.

The same rules and regulations apply to the GHIC (Global Health Insurance Card), which you can apply for once your EHIC has expired.

Therefore, we would always recommend that you purchase multi-trip travel insurance if you intend on visiting multiple countries in a year.

A pre-existing medical condition can be a long-term or short-term illness you’ve had before booking your travel insurance. By our definition, a pre-existing medical condition includes tests, symptoms, diagnosis or medical treatment.

Simply declare your pre-existing medical conditions throughout our quote process, and we can inform you if we cover your medical conditions.

If you’re unsure what can or can’t be covered and if we cover your specific medical condition, please don’t hesitate to contact us today.

We will not be able to cover your pre-existing medical conditions if you haven’t declared all these on your policy or if you haven’t paid any additional premium in full.

Additionally, if you haven’t received written confirmation from us, indicating that we will cover your pre-existing medical conditions, your multi-trip travel insurance policy may not be valid.

For more information, please go to our pre-existing medical conditions page.

Yes, you should ideally buy travel insurance straight after booking your trip. This means from the policy start date, if you need to cancel your trip for any reason covered by the policy, you’ll be able to make a claim.

Buying annual travel insurance every year is a good idea for frequent travellers because you’ll know you’re always covered if you need to cancel ahead of your trip.

Your current annual travel insurance policy will need to be valid at the time of booking your trip to ensure you are covered for cancellation. If purchasing a new annual travel insurance policy, remember to set the start date from the date of booking your trip.

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