Annual multi-trip and single trip insurance

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COVID-19

Unfortunately with the recent events taking place, our insurer ERV has come to the decision to stop sales of travel insurance due to COVID-19 (Coronavirus).

We agree that stopping these sales will help them and starttravel.co.uk concentrate on our existing customers and will help us monitor the ongoing situation.

We apologise for any inconvenience this may have caused.

If you would like to see some advice about the COVID-19 Virus (Coronavirus) please click here.

Please note that any claims relating to COVID-19 will not be covered under any policies purchased on or after 16/03/2020.

Annual Multi Trip Travel Insurance

Going away more than once over the next year? If so, a starttravel.co.uk multi trip travel insurance might be the right choice for you. An annual travel insurance policy can often cost less than a single trip policy overall if you have two or more trips planned over the year. So, purchasing an annual multi trip insurance policy can save you money and can allow you to relax in the knowledge that you are covered for a whole year.

Your cover will commence on your chosen date and will continue for the next 365 days. You can even tailor your policy to suit your needs and this can include adding an additional activity to your policy, such as golf, business cover or winter sports.

Simply enter your details into our user friendly ‘quote and buy’ system to get your quote today. Following purchase, your documents will be emailed to you instantly.

What is Multi Trip Travel Insurance?

Purchasing an annual travel insurance policy is a wise investment if you are planning to go on more than one trip abroad in a year. Rather than buying a single trip travel insurance policy for each trip you go on, it could be more cost effective to look at the benefits offered from multi trip holiday insurance. As travel is increasingly more accessible to more people, it gives a chance for travellers to go on multiple trips in a single year. So, for holiday makers embarking on a trip on their own or with friends or family, annual travel insurance becomes even more necessary.

Do you need Annual Travel Insurance?

If you're thinking of going away more than a couple of times in a year, then it makes perfect sense to invest in an annual travel insurance policy. However, if you're just going on one trip then it might be best to compare annual travel insurance with our single trip travel insurance.

Essential

£10,000,000 Emergency Medical and Repatriation Expenses
£1,000 Cancellation and Curtailment cover
£1,000 Personal Effects and Possessions
£20,000 Legal Expenses cover
31 day duration for any one trip
Quotes available for customers up to the age of 70 years
Options to add additional cover such as Gadget, Cruise, Winter sports*, Business or Golf

4 Star

£10,000,000 Emergency Medical and Repatriation Expenses
£2,000 Cancellation and Curtailment cover
£2,000 Personal Effects and Possessions cover
£30,000 Legal Expenses cover
£1,000 Catastrophe cover
£10,000 Personal Accident cover*
Excess only £50, or excess waiver option available
31 day duration for any one trip
Quotes available for customers up to the age of 70 years
Options to add additional cover such as Gadget, Cruise, Winter sports*, Business or Golf

5 Star

£15,000,000 Emergency Medical and Repatriation Expenses
£4,000 Cancellation and Curtailment cover
£2,500 Personal Effects and Possessions cover
£30,000 Legal Expenses cover
£1,000 Catastrophe Cover
£20,000 Personal Accident Cover*
£250 Luggage Delay cover
£300 Travel Delay and Disruption cover
£200 Withdrawal of Services cover
£100 Hospital Benefit cover
£250 Hijack, Kidnap and Mugging
No Excess to pay
31 day duration for any one trip
Quotes available for customers up to the age of 70 years
Options to add additional cover such as Gadget, Cruise, Winter sports*, Business or Golf

*Terms and conditions apply. Essential premium based on a policy for an individual aged 40 or under. Winter sports cover only available up to the age of 64. Premiums displayed are inclusive of IPT at the current rate.

View our Policy Documents

► Policy Document

► Essential Cover IPID

► 4 Star Cover IPID

► 5 Star Cover IPID

► Keyfacts

► Important Information

► Terms of Business

► Claim Forms

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starttravel.co.uk is administered by Call Assist Limited. Call Assist is authorised and regulated by the Financial Conduct Authority, Firm Registration Number 304838. Registered address: Axis Court, North Station Road, Colchester, Essex CO1 1UX. Registered in England and Wales. Registered number: 03668383

This insurance is underwritten by the United Kingdom branch of Europäische Reiseversicherung (ERV) A.G. an Ergo Group Company incorporated and regulated under the laws of Germany. Companies House Registration FC 25660 and Branch Registration BR 007939. ERV is authorised by the Bundesanstalt für Finanzdienstliestungsaufsicht (BAFIN - www.bafin.de) and the Prudential Regulation Authority and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details of the extent of Our regulation by the Prudential Regulation Authority, and regulation by the Financial Conduct Authority are available from Us on request. Our registration number is 220041.

	Essential		4 Star		5 Star
Cover	Sums Insured	Excess	Sums Insured	Excess	Sums Insured	Excess
Emergency medical and repatriation expenses - Hospital confinement benefit - Additional transport and accommodation expenses in the United Kingdom - Funeral expenses - Emergency dental treatment	£10,000,000 N/A £1,000 £1,500 £400	£100 N/A £100 £100 £100	£10,000,000 N/A £2,000 £3,000 £400	£50 N/A £50 £50 £50	£15,000,000 £20 per 24hrs (max £1000) £3,000 £4,000 £400	Nil Nil Nil Nil Nil
Personal accident - Death (aged 18 – 64) - Death (under 18 or over 64) - Loss of limb(s) or sight or permanent total disablement (aged 18-64) - Loss of limb(s) or sight or permanent total disablement (under 18 or over 64)	£5,000 £500 £5,000 N/A	N/A N/A N/A N/A	£10,000 £1,000 £10,000 £1,000	Nil Nil Nil N/A	£20,000 £2,000 £20,000 £2,000	N/A N/A N/A N/A
Withdrawal of services	N/A	N/A	N/A	N/A	£25 per 24 hrs (max £200)	Nil
Provision of screened blood	£5,000	Nil	£5,000	Nil	£5,000	Nil
Cancellation	£1,000	£100	£2,000	£50	£4,000	Nil
Curtailment	£1,000	£100	£2,000	£50	£4,000	Nil
Travel delay and disruption - Delay - Abandonment after 24 hours - Disruption	N/A £1,000 N/A	N/A £100 N/A	£20 per 12 hrs (max £200) £2,000 N/A	Nil £50 N/A	£20 per 12 hrs (max £300) £4,000 £500	Nil Nil Nil
Personal effects/possessions - Single item limit - Spectacles or sunglasses - Valuables limit - Personal money - Cash - Passport or Travel documents	£1,000 £200 £75 £200 £200 £200 £200	£100 £100 £100 £100 £100 £100 Nil	£2,000 £250 £75 £250 £400 £300 £250	£50	£2,500 £300 £75 £300 £400 £400 £300	Nil
Luggage delay	N/A	N/A	N/A	Nil	£50 per 24hrs (max £250)	Nil
Personal liability - Property damage - Bodily injury	£100,000 £2,000,000	£100 £100	£100,000 £2,000,000	£50 £50	£100,000 £2,000,000	Nil Nil
Hijack, kidnap and mugging	N/A	N/A	N/A	Nil	£50 per 24hrs (max £250)	Nil
Catastrophe	N/A	N/A	£1,000	£50	£1,000	Nil
Legal costs and expenses	£20,000	Nil	£30,000	Nil	£30,000	Nil
Optional gadget cover - Single Article Limit	£500 £300	£100	£750 £500	£50	£1,000 £750	Nil
Optional winter sports cover - Ski equipment - Single item limit - Ski equipment hire - Ski pack - Piste closure - Avalanche closure	£1,000 £750 £250 £100 (£20 per day) £250 £300 (£20 per day) £300 (£20 per day)	£100 £100 £100 Nil £100 Nil Nil	£1,000 £750 £250 £100 (£20 per day) £250 £300 (£20 per day) £300 (£20 per day)	£50 £50 £50 Nil £50 Nil Nil	£1,000 £750 £250 £100 (£20 per day) £250 £300 (£20 per day) £300 (£20 per day)	Nil Nil Nil Nil Nil Nil Nil
Optional cruise cover - Missed port departure - Cabin confinement - Itinerary change - Unused excursions - Cruise interruption	£400 £50 per day up to £300 £50 per port up to £300 £300 £300	£100 Nil Nil £100 £100	£500 £75 per day up to £375 £65 per port up to £375 £400 £500	£50 Nil Nil £50 £50	£1,500 £75 per day up to £1,000 £75 per port up to £500 £500 £750	£65 Nil Nil £65 £65
Optional golf cover - Loss of golf equipment - Single item limit - Hire of golf equipment - Loss of green fares	£1,000 £1,000 £200 £300 (£50 per day) £100	£100 £100 £100 £100 Nil	£1,000 £1,000 £200 £300 (£50 per day) £100	£50 £50 £50 £50 Nil	£1,000 £1,000 £200 £300 £50 per day) £100	Nil Nil Nil Nil Nil

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