Travel Insurance for Germany

Less than 2 hours flight time from the UK, Germany offers everything you could possibly want from a holiday destination.

Discover beautiful scenery and enjoy hikes in the famous Black Forest, explore the fairytale castles of Bavaria or enjoy relaxing days on the beaches of Germany’s coastal towns.

The vibrant cities of Germany, including Munich, Frankfurt and the German capital of Berlin provide perfect sightseeing, shopping and evening entertainment opportunities in equal measure, attracting visitors throughout the year.

Seasonal delights include Munich’s Oktoberfest, which attracts visitors worldwide each year, whilst Germany also hosts some of the largest Christmas markets in Europe annually, making a winter trip to Germany an attractive proposition.

Going to be driving to Germany? If so, it’s a good idea to ensure that you have suitable breakdown cover in place for your vehicle. Why not take a look at the options Start Rescue has to offer, including short term European cover, as well as annual policies that include both UK and European cover.

Do I need travel insurance for Germany?

Travel insurance for Germany, whilst not a legal requirement, provides peace of mind that you have a range of cover should anything unfortunate happen during your trip.

This inexpensive cover could end up saving you thousands should you need assistance before or during your holiday to Germany.

What is the best travel insurance for Germany?

The best travel insurance for Germany for you depends entirely on the level of cover you require and the activities that you will be taking part in during your trip.

At Start Travel we offer three levels of travel insurance policies to choose from, enabling you to select the best travel insurance policy to suit your needs.

These range from 3 star - our cheapest travel insurance for Germany, to our most comprehensive travel insurance for Germany – Our 5 star policy.

Compare travel insurance for Germany

You can view the table on our single trip travel insurance page to easily compare the cover each level of our travel insurance for Germany provides.

No matter the level of insurance to travel to Germany you opt for, you should arrange your travel insurance as soon as you book your trip. That way, if you need to cancel your trip for any reason which is covered by the policy*, you’ll be able to make a claim.

What if I need healthcare whilst in Germany?

When travelling to Germany, you should ensure that you have a Global Health Insurance Card (GHIC), which you can get for free from the NHS.

Having a GHIC means that you can access state-provided medical treatment in exactly the same way that German citizens can.

It’s important to note that should you have a medical emergency, medical repatriation back to the UK isn’t covered by a GHIC. 

As well as a range of other benefits, all our policies include repatriation insurance from Germany, the maximum value of which varies depending on the level of cover chosen.

Will I need cruise travel insurance cover for my German river cruise?

German river cruises are a great way to discover Germany’s incredible cities beautiful countryside.

By purchasing our cruise cover add-on alongside your single trip travel insurance policy, you can benefit from additional cover such as cover for unused excursions and cabin confinement cover.

Annual Multi-trip policies

If you plan on travelling to a destination in Europe more than once in a year, or plan on visiting other European destinations during this period, then you may benefit from purchasing an annual European travel insurance policy.

Planning additional trips further afield? Then it’s worth considering whether a Worldwide Annual Mutli-trip policy may better suit your needs.

* Terms, conditions and exclusions apply. For full details please check policy wording and IPID.