Travel Insurance for Egypt

Posted on Tuesday, 24 October 2023

Despite some turbulent times in recent years, Egypt attracts thousands of tourists every year – And it’s easy to see why.

Whether you’re in search of ancient history, adrenaline fuelled water sports, great diving and snorkelling or sandy sun-kissed beaches, Egypt has it all to offer.

Rich in history, discover the historic treasures of Cairo, and the ancient temples that stretch from Aswan to Luxor along the banks of the River Nile or enjoy the golden sands of the Red Sea resorts of Hurghada, Sharm El Sheik and Makani Bay, home to some of the world’s best scuba diving.

With year-round sunshine, you will always find plenty to see and do on your holiday to Egypt, no matter when you go. Just don’t forget to pack the travel insurance!.


Sunset on the River Nile, Egypt

Cruise insurance cover

Sailing through the heart of Egypt, Nile River cruises offer the ideal way to see some of Egypt’s best ancient ruins so are a popular choice for many tourists.

Whilst your travel insurance policy from Start Travel will provide cover for river cruises, if your trip to Egypt will include a Nile river cruise you may wish to consider adding additional cruise cover to your policy to provide extra assurance that you will be protected should anything happen during your trip. (Please note, cruise cover is only available to add to single trip policy cover).

Adding cruise cover to your single trip travel insurance policy can provide you with additional benefits such as cover for cabin confinement, missed port cover or unused excursions.
 

Do I need travel insurance for Egypt?

It’s not compulsory to have travel insurance for Egypt, however, it is strongly advisable.

Insurance to travel to Egypt is an inexpensive investment that will offer you the peace of mind that you have a range of cover should you need assistance before or during your holiday.

Unlike holidays to Europe, you will not be covered by a Global Health Insurance card for any medical treatment required whilst holidaying in Egypt. Without travel insurance in place, you could find yourself facing large medical bills should you require treatment during your holiday to Egypt.

There is also a charge applied for air/sea rescue, current fees can exceed US $4,000 (around £3,000) per hour and the Egyptian authorities will only undertake air/sea rescue operations on receipt of a guarantee of payment. 

Cairo, Egypt

What does travel insurance for Egypt cover me for?

Any good travel insurance policy for Egypt will offer cover for a range of scenarios, including

  • Emergency medical and repatriation expenses
  • Cancellation and curtailment
  • Cover for lost, stolen or damaged possessions, passports and documents
  • Missed departures
  • Personal liability

The level of the cover provided will be dependant on the travel insurance policy you choose.

What is the best travel insurance for Egypt?

The best travel insurance for Egypt depends entirely on the level of cover you require and the activities that you will be taking part in during your trip.

You may find cheap holiday insurance to Egypt which offers the cover that you require, alternatively, you may benefit from paying a little more for a policy that provides additional cover to that offered by the cheapest travel insurance to Egypt that is available.

Egyptian Bazaar

Compare travel insurance for Egypt

At Start Travel we offer three levels of travel insurance policies to choose from, enabling you to select the best travel insurance policy to suit your needs.

You can view the table on our single trip travel insurance page to easily compare the cover each level of travel insurance provides.

Whatever level of travel insurance cover you opt for, it’s important to remember to arrange your travel insurance for Egypt as soon as you book your trip. If you need to cancel your trip for any reason which is covered by the policy*, you’ll be able to make a claim.

Am I covered for healthcare whilst in Egypt?

There is no public healthcare in Egypt so if you fall ill or get an injury that requires medical treatment whilst on holiday in Egypt, you will need to visit and private doctor or hospital, which can end up costing thousands.

Many hotels in Egypt have their own doctor on site. Word of caution though, that there are reports of some hotel doctors overcharging for treatment and medicines. If you receive medical treatment whilst in Egypt, you should examine your bill closely and challenge excessive charges.

Pharmacies outside hotels will often supply medication at lower prices.

Annual Multi-trip policies

If you plan on travelling abroad more than once in a year then you may benefit from purchasing an annual multitrip travel insurance policy.

However, should you require cruise cover for a Nile river cruise, please note this is only available as an add-on for single trip travel insurance policies.


* Terms, conditions and exclusions apply. For full details please check policy wording and IPID.


A single trip policy may be ideal if you are planning just one trip within a year.

Your single trip policy can be arranged to cover you for a trip that includes just one country, or, if required, more than one country if you will be arranging a twin centre holiday or intend visiting various countries during your trip.

To determine the category of insurance you will need, just check which insurance zones (Europe 1 or 2 for example) include the countries you intend to visit.

Find out more

An annual travel insurance policy can often cost less than a single trip policy overall if you have two or more trips planned over the year.

Find out more
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