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Backpacker Travel Insurance

Backpacking offers an inexpensive travel solution, with the freedom of being able to go where you want in the world for as long as you wish (visas and budgets dependant!).

For peace of mind before and during your backpacking trip, to Europe or further afield, starttravel.co.uk have you covered with our specialist, affordable backpacker travel insurance packages.

Backpacker Insurance

Whether you’re currently undertaking a gap year or you are just looking to make the most of your travels, there is a certain appeal to backpacking.

Our backpacker insurance policies cover you for up to 547 days, enabling you to really make the most of your trip, safe in the knowledge that you are covered should anything unfortunate happen.

What does Backpacker Insurance Cover?

We offer 3 levels of backpacker travel insurance cover; Essential, Classic and Premier. Taking out our best travel insurance for backpackers - one of our Premier backpacker insurance packages, will provide you with a comprehensive range of travel insurance benefits which include:

  • Emergency medical and repatriation expenses up to £15 million
  • Cancellation cover up to £5,000
  • Personal accident cover up to £15,000
  • Personal possessions cover up to £2000
  • Passport and other document up to £250
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Compare Backpacker Insurance Cover

Benefit 3 star
4 star
5 star
Emergency medical and repatriation expenses £5 million £10 million £15 million
Cancellation £1,500 £2,500 £5,000
Curtailment and loss of holiday £1,500 £2,500 £5,000
Personal accident NIL Up to £10,000 Up to £15,000
Personal possessions £1,000 £1,500 £2,000
Personal money £200 £300 £500
Passport and other documents £250 £250 £250
Missed departure £300 £400 £500
Personal liability £2,000,000 £2,000,000 £2,000,000
3 star
Emergency medical and repatriation expenses £5 million
Cancellation £1,500
Curtailment and loss of holiday £1,500
Personal accident NIL
Personal possessions £1,000
Personal money £200
Passport and other documents £250
Missed departure £300
Personal liability £2,000,000
4 star
Emergency medical and repatriation expenses £10 million
Cancellation £2,500
Curtailment and loss of holiday £2,500
Personal accident Up to £10,000
Personal possessions £1,500
Personal money £300
Passport and other documents £250
Missed departure £400
Personal liability £2,000,000
5 star
Emergency medical and repatriation expenses £15 million
Cancellation £5,000
Curtailment and loss of holiday £5,000
Personal accident Up to £15,000
Personal possessions £2,000
Personal money £500
Passport and other documents £250
Missed departure £500
Personal liability £2,000,000

Terms and Conditions apply. Please note, an excess may apply for any claim. For more details, please see the policy wording or call us on 0333 320 1240.

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Providing a real insight into your destinations of choice, backpacking has increased in popularity.

However the transient nature of backpacking, and the fact that you will have your belongings with you nearly all the time, means you need to have the best backpacker insurance cover in place.


Additional Backpacker Travel Insurance Options

As well as covering the essentials as part of our main travel insurance packages, we also offer a range of add on travel insurance cover policies.

This means you can tailor your policy to suit your needs.

Backpacking offers the trip of a lifetime so undoubtedly you will want to capture those memories. Our enhanced gadget cover will ensure that any camera equipment is covered, as well as your tablet – essential for keeping your loved ones up to date with your adventures whilst you are away.

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Planning a backpacking trip is a big commitment. If you have invested time and money into planning your backpacking experience, backpacker insurance will offer you the peace of mind that you are covered should anything happen.

Standard travel insurance policies generally won’t offer enough days of cover for a backpacking trip.

If you are planning a trip that will last longer than 183 days you will need to buy our backpacker travel insurance.


Backpacker trips, by their very nature, tend to be longer trips than a standard holiday. As such, most travel insurance companies offer specialist travel insurance for backpackers.

Backpacker insurance will cover you for a longer trip duration.

  • On our standard single trip policies, the maximum trip limit is 183 days.
  • In contrast, our backpacker travel insurance policies cover you for a maximum trip of 547 days.

At starttravel.co.uk we offer backpacker travel insurance for anybody up to 65 years of age.


The chances are you will have booked your backpacking trip quite a while in advance of actually going.

You should purchase backpacker travel insurance as soon as your trip is booked. Doing so will provide you with cover for cancellation or unexpected illness which could prevent your trip from going ahead.


Backpacking trips are all about new experiences and adventure.

We understand that you may wish to try new activities on your trip such as scuba diving, bridge walking, bungee jumping, paddle boarding or safari.

Our backpacker insurance packages offer cover for a wide range of activities that you may want to try during your backpacking trip, although there are some restrictions in place on what activities are covered. Please check the policy wording for full details.


Our cheapest backpacker travel insurance is our Essential cover package. Although the cheapest option, Essential backpacker travel insurance offers an extensive range of cover for your trip.

For our best backpacker insurance opt for our Premier backpacker travel insurance cover, which has the added benefit of personal accident cover as well as higher levels of cover against other benefits such as cancellation, personal money, and personal possessions.


In the event of trip interruption or a voluntary break, all cover ends when you return to the United Kingdom. Cover on your backpacking travel insurance starts again when you leave the United Kingdom to resume your insured backpacking trip and ends when you return to your home, provided both events are within the policy period.


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