Annual multi-trip and single trip insurance
Contact us: 0333 320 1240
OPENING TIMES: MONDAY - FRIDAY 09:00 - 17:30

StartRescue.co.uk

startrescue.co.uk Breakdown Cover

startrescue.co.uk Breakdown Cover from only £16.45 a year…

startrescue.co.uk has a variety of policies to suit your needs and budget, from our 1-Star cover, through our 2, 3 and 4-Star options to our comprehensive 5-Star insurance product. With a 80% roadside repair success rate and affordable premiums, you can find out why thousands of UK motorists rely on car breakdown cover from startrescue.co.uk!

From home cover (protecting against a breakdown within one mile of your home address), to cover for theft, vandalism and illness, the range of policies on offer cover many benefits you might need. Breakdown Cover is available for cars, motorcycles and vans. Short Term European Cover and the 5-Star cover provides assistance for driving in 45 European countries too. Personal Cover is ideal should you wish to be covered in the UK while travelling in another person’s vehicle. You can even report your breakdown without having to make a phone call by using our app.
startrescue.co.uk pride themselves on offering an innovative alternative to what you may already be used to. An award winning breakdown cover service at outstanding value, with customer’s safety at the forefront!
Competitively priced rescue products to suit the requirements of any motorist and their budget with no costly extras such as policy excesses and a user friendly policy wording. startrescue.co.uk's cover is so well received that it has been voted the Which? number one recommended breakdown cover provider for 2016.

What is Breakdown Cover?

If you suffer a mechanical breakdown, our cover will ensure that you and any passengers travelling with you will not be left at the roadside.

A Vehicle Recovery Operator will be sent by startrescue.co.uk to repair your vehicle at the roadside, or if this is not possible and dependent on your circumstances and policy cover level, the vehicle will be towed to your home or to a local garage.
startrescue.co.uk Home Emergency

Annual Home Emergency & Boiler Cover from only £81.60...

As a trusted provider of Home Emergency Cover startrescue.co.uk can help to insure the at risk areas of your home that building and contents insurance may not. Affordably priced comprehensive cover across all three policy levels, with absolutely no excess on any claim, make startrescue.co.uk Home Emergency Insurance a great choice for any need and budget.

With either Silver, Gold or Platinum cover, startrescue.co.uk’s customers are sure to receive exceptional customer service and a fast response 365 days a year, 7 days a week, 24 hours a day!
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starttravel.co.uk is administered by Call Assist Limited. Call Assist is authorised and regulated by the Financial Conduct Authority, Firm Registration Number 304838. Registered address: Axis Court, North Station Road, Colchester, Essex CO1 1UX. Registered in England and Wales. Registered number: 03668383

This insurance is underwritten by the United Kingdom branch of Europäische Reiseversicherung (ERV) A.G. an Ergo Group Company incorporated and regulated under the laws of Germany. Companies House Registration FC 25660 and Branch Registration BR 007939. ERV is authorised by the Bundesanstalt für Finanzdienstliestungsaufsicht (BAFIN - www.bafin.de) and the Prudential Regulation Authority and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details of the extent of Our regulation by the Prudential Regulation Authority, and regulation by the Financial Conduct Authority are available from Us on request. Our registration number is 220041.

 
View our Policy Documents
Policy Document
Keyfacts
Important Information
Terms of Business
Privacy Statement
Claim Forms


Essential 4 Star 5 Star
Cover Sums Insured Excess Sums Insured Excess Sums Insured Excess
Emergency medical and repatriation expenses
- Hospital confinement benefit
- Additional transport and accommodation expenses in the United Kingdom
- Funeral expenses
- Emergency dental treatment
£10,000,000
N/A
£1,000

£1,500
£400
£100
N/A
£100

£100
£100
£10,000,000
N/A
£2,000

£3,000
£400
£50
N/A
£50

£50
£50
£15,000,000
£20 per 24hrs (max £1000)
£3,000

£4,000
£400
Nil
Nil
Nil

Nil
Nil
Personal accident
- Death (aged 18 – 64)
- Death (under 18 or over 64)
- Loss of limb(s) or sight or permanent total disablement (aged 18-64)
- Loss of limb(s) or sight or permanent total disablement (under 18 or over 64)

£5,000
£500
£5,000

N/A


N/A
N/A
N/A

N/A


£10,000
£1,000
£10,000

£1,000


Nil
Nil
Nil

N/A


£20,000
£2,000
£20,000

£2,000


N/A
N/A
N/A

N/A

Withdrawal of services N/A N/A N/A N/A £25 per 24 hrs (max £200) Nil
Provision of screened blood £5,000 Nil £5,000 Nil £5,000 Nil
Cancellation £1,000 £100 £2,000 £50 £4,000 Nil
Curtailment £1,000 £100 £2,000 £50 £4,000 Nil
Travel delay and disruption
- Delay
- Abandonment after 24 hours
- Disruption
N/A
£1,000
N/A
N/A
£100
N/A
£20 per 12 hrs (max £200)
£2,000
N/A
Nil
£50
N/A
£20 per 12 hrs (max £300)
£4,000
£500
Nil
Nil
Nil
Personal effects/possessions
- Single item limit
- Spectacles or sunglasses
- Valuables limit
- Personal money
- Cash
- Passport or Travel documents
£1,000
£200
£75
£200
£200
£200
£200
£100
£100
£100
£100
£100
£100
Nil
£2,000
£250
£75
£250
£400
£300
£250
£50 £2,500
£300
£75
£300
£400
£400
£300
Nil
Luggage delay N/A N/A N/A Nil £50 per 24hrs (max £250) Nil
Personal liability
- Property damage
- Bodily injury
£100,000
£2,000,000
£100
£100
£100,000
£2,000,000
£50
£50
£100,000
£2,000,000
Nil
Nil
Hijack, kidnap and mugging N/A N/A N/A Nil £50 per 24hrs (max £250) Nil
Catastrophe N/A N/A £1,000 £50 £1,000 Nil
Legal costs and expenses £20,000 Nil £30,000 Nil £30,000 Nil
Optional gadget cover
- Single Article Limit
£500
£300
£100
£750
£500
£50
£1,000
£750
Nil
Optional winter sports cover
- Ski equipment
- Single item limit
- Ski equipment hire
- Ski pack
- Piste closure
- Avalanche closure
£1,000
£750
£250
£100 (£20 per day)
£250
£300 (£20 per day)
£300 (£20 per day)
£100
£100
£100
Nil
£100
Nil
Nil
£1,000
£750
£250
£100 (£20 per day)
£250
£300 (£20 per day)
£300 (£20 per day)
£50
£50
£50
Nil
£50
Nil
Nil
£1,000
£750
£250
£100 (£20 per day)
£250
£300 (£20 per day)
£300 (£20 per day)
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Optional cruise cover
- Missed port departure
- Cabin confinement
- Itinerary change
- Unused excursions
- Cruise interruption

£400
£50 per day up to £300
£50 per port up to £300
£300
£300

£100
Nil
Nil
£100
£100

£500
£75 per day up to £375
£65 per port up to £375
£400
£500

£50
Nil
Nil
£50
£50

£1,500
£75 per day up to £1,000
£75 per port up to £500
£500
£750

£65
Nil
Nil
£65
£65
Optional golf cover
- Loss of golf equipment
- Single item limit
- Hire of golf equipment
- Loss of green fares
£1,000
£1,000
£200
£300 (£50 per day)
£100
£100
£100
£100
£100
Nil
£1,000
£1,000
£200
£300 (£50 per day)
£100
£50
£50
£50
£50
Nil
£1,000
£1,000
£200
£300 £50 per day)
£100
Nil
Nil
Nil
Nil
Nil
Essential 4 Star 5 Star
Cover Sums Insured Excess Sums Insured Excess Sums Insured Excess
Emergency medical and repatriation expenses
- Hospital confinement benefit
- Additional transport and accommodation expenses in the United Kingdom
- Funeral expenses
- Emergency dental treatment
£10,000,000
N/A
£1,000

£1,500
£400
£100
N/A
£100

£100
£100
£10,000,000
N/A
£2,000

£3,000
£400
£50
N/A
£50

£50
£50
£15,000,000
£20 per 24hrs (max £1000)
£3,000

£4,000
£400
Nil
Nil
Nil

Nil
Nil
Personal accident
- Death (aged 18 – 64)
- Death (under 18 or over 64)
- Loss of limb(s) or sight or permanent total disablement (aged 18-64)
- Loss of limb(s) or sight or permanent total disablement (under 18 or over 64)

£5,000
£500
£5,000

N/A


N/A
N/A
N/A

N/A


£10,000
£1,000
£10,000

£1,000


Nil
Nil
Nil

N/A


£20,000
£2,000
£20,000

£2,000


N/A
N/A
N/A

N/A

Withdrawal of services N/A N/A N/A N/A £25 per 24 hrs (max £200) Nil
Provision of screened blood £5,000 Nil £5,000 Nil £5,000 Nil
Cancellation £1,000 £100 £2,000 £50 £4,000 Nil
Curtailment £1,000 £100 £2,000 £50 £4,000 Nil
Travel delay and disruption
- Delay
- Abandonment after 24 hours
- Disruption
N/A
£1,000
N/A
N/A
£100
N/A
£20 per 12 hrs (max £200)
£2,000
N/A
Nil
£50
N/A
£20 per 12 hrs (max £300)
£4,000
£500
Nil
Nil
Nil
Personal effects/possessions
- Single item limit
- Spectacles or sunglasses
- Valuables limit
- Personal money
- Cash
- Passport or Travel documents
£1,000
£200
£75
£200
£200
£200
£200
£100
£100
£100
£100
£100
£100
Nil
£2,000
£250
£75
£250
£400
£300
£250
£50 £2,500
£300
£75
£300
£400
£400
£300
Nil
Luggage delay N/A N/A N/A Nil £50 per 24hrs (max £250) Nil
Personal liability
- Property damage
- Bodily injury
£100,000
£2,000,000
£100
£100
£100,000
£2,000,000
£50
£50
£100,000
£2,000,000
Nil
Nil
Hijack, kidnap and mugging N/A N/A N/A Nil £50 per 24hrs (max £250) Nil
Catastrophe N/A N/A £1,000 £50 £1,000 Nil
Legal costs and expenses £20,000 Nil £30,000 Nil £30,000 Nil
Optional gadget cover
- Single Article Limit
£500
£300
£100
£750
£500
£50
£1,000
£750
Nil
Optional winter sports cover
- Ski equipment
- Single item limit
- Ski equipment hire
- Ski pack
- Piste closure
- Avalanche closure
£1,000
£750
£250
£100 (£20 per day)
£250
£300 (£20 per day)
£300 (£20 per day)
£100
£100
£100
Nil
£100
Nil
Nil
£1,000
£750
£250
£100 (£20 per day)
£250
£300 (£20 per day)
£300 (£20 per day)
£50
£50
£50
Nil
£50
Nil
Nil
£1,000
£750
£250
£100 (£20 per day)
£250
£300 (£20 per day)
£300 (£20 per day)
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Optional cruise cover
- Missed port departure
- Cabin confinement
- Itinerary change
- Unused excursions
- Cruise interruption

£400
£50 per day up to £300
£50 per port up to £300
£300
£300

£100
Nil
Nil
£100
£100

£500
£75 per day up to £375
£65 per port up to £375
£400
£500

£50
Nil
Nil
£50
£50

£1,500
£75 per day up to £1,000
£75 per port up to £500
£500
£750

£65
Nil
Nil
£65
£65
Optional golf cover
- Loss of golf equipment
- Single item limit
- Hire of golf equipment
- Loss of green fares
£1,000
£1,000
£200
£300 (£50 per day)
£100
£100
£100
£100
£100
Nil
£1,000
£1,000
£200
£300 (£50 per day)
£100
£50
£50
£50
£50
Nil
£1,000
£1,000
£200
£300 £50 per day)
£100
Nil
Nil
Nil
Nil
Nil
Essential 4 Star 5 Star
Cover Sums Insured Excess Sums Insured Excess Sums Insured Excess
Emergency medical and repatriation expenses
- Hospital confinement benefit
- Additional transport and accommodation expenses in the United Kingdom
- Funeral expenses
- Emergency dental treatment
£10,000,000
N/A
£1,000

£1,500
£400
£100
N/A
£100

£100
£100
£10,000,000
N/A
£2,000

£3,000
£400
£50
N/A
£50

£50
£50
£15,000,000
£20 per 24hrs (max £1000)
£3,000

£4,000
£400
Nil
Nil
Nil

Nil
Nil
Personal accident
- Death (aged 18 – 64)
- Death (under 18 or over 64)
- Loss of limb(s) or sight or permanent total disablement (aged 18-64)
- Loss of limb(s) or sight or permanent total disablement (under 18 or over 64)

£5,000
£500
£5,000

N/A


N/A
N/A
N/A

N/A


£10,000
£1,000
£10,000

£1,000


Nil
Nil
Nil

N/A


£20,000
£2,000
£20,000

£2,000


N/A
N/A
N/A

N/A

Withdrawal of services N/A N/A N/A N/A £25 per 24 hrs (max £200) Nil
Provision of screened blood £5,000 Nil £5,000 Nil £5,000 Nil
Cancellation £1,000 £100 £2,000 £50 £4,000 Nil
Curtailment £1,000 £100 £2,000 £50 £4,000 Nil
Travel delay and disruption
- Delay
- Abandonment after 24 hours
- Disruption
N/A
£1,000
N/A
N/A
£100
N/A
£20 per 12 hrs (max £200)
£2,000
N/A
Nil
£50
N/A
£20 per 12 hrs (max £300)
£4,000
£500
Nil
Nil
Nil
Personal effects/possessions
- Single item limit
- Spectacles or sunglasses
- Valuables limit
- Personal money
- Cash
- Passport or Travel documents
£1,000
£200
£75
£200
£200
£200
£200
£100
£100
£100
£100
£100
£100
Nil
£2,000
£250
£75
£250
£400
£300
£250
£50 £2,500
£300
£75
£300
£400
£400
£300
Nil
Luggage delay N/A N/A N/A Nil £50 per 24hrs (max £250) Nil
Personal liability
- Property damage
- Bodily injury
£100,000
£2,000,000
£100
£100
£100,000
£2,000,000
£50
£50
£100,000
£2,000,000
Nil
Nil
Hijack, kidnap and mugging N/A N/A N/A Nil £50 per 24hrs (max £250) Nil
Catastrophe N/A N/A £1,000 £50 £1,000 Nil
Legal costs and expenses £20,000 Nil £30,000 Nil £30,000 Nil
Optional gadget cover
- Single Article Limit
£500
£300
£100
£750
£500
£50
£1,000
£750
Nil
Optional winter sports cover
- Ski equipment
- Single item limit
- Ski equipment hire
- Ski pack
- Piste closure
- Avalanche closure
£1,000
£750
£250
£100 (£20 per day)
£250
£300 (£20 per day)
£300 (£20 per day)
£100
£100
£100
Nil
£100
Nil
Nil
£1,000
£750
£250
£100 (£20 per day)
£250
£300 (£20 per day)
£300 (£20 per day)
£50
£50
£50
Nil
£50
Nil
Nil
£1,000
£750
£250
£100 (£20 per day)
£250
£300 (£20 per day)
£300 (£20 per day)
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Optional cruise cover
- Missed port departure
- Cabin confinement
- Itinerary change
- Unused excursions
- Cruise interruption

£400
£50 per day up to £300
£50 per port up to £300
£300
£300

£100
Nil
Nil
£100
£100

£500
£75 per day up to £375
£65 per port up to £375
£400
£500

£50
Nil
Nil
£50
£50

£1,500
£75 per day up to £1,000
£75 per port up to £500
£500
£750

£65
Nil
Nil
£65
£65
Optional golf cover
- Loss of golf equipment
- Single item limit
- Hire of golf equipment
- Loss of green fares
£1,000
£1,000
£200
£300 (£50 per day)
£100
£100
£100
£100
£100
Nil
£1,000
£1,000
£200
£300 (£50 per day)
£100
£50
£50
£50
£50
Nil
£1,000
£1,000
£200
£300 £50 per day)
£100
Nil
Nil
Nil
Nil
Nil