Winter Sports Insurance: 33% Don’t Check They Have Correct Cover
33 per cent of winter sports holidaymakers do not check if they have the correct insurance policy for their planned activities, according to a recent report.
Those aged over 55 were the most likely to take a winter sports break without the right cover. Nearly 46 per cent admit failing to check if they were covered for activities like skiing and snowboarding – a figure substantially higher than the 33 per cent overall average.
Over the last four years, 58 UK residents have died, while 118 people were admitted to hospital during winter sports holidays in European resorts – according to Foreign and Commonwealth Office data.
In addition, there were thousands of other injuries both on and off-piste.
Aiming to highlight the importance of being properly prepared for a winter sports holiday, the FCO partnered with the Association of British Travel Agents (ABTA) and Great Britain winter Olympian Graham Bell.
FCO head of consular communications Michael Vibert said: “As the ski season gets under way, we want to ensure that everyone is adequately prepared for their winter sports holiday.
“The research from ABTA suggests that not enough British nationals are checking they have taken out appropriate insurance before they travel.
ABTA boss Mark Tanzer commented: “People heading off to the slopes this winter should make sure they are covered by the appropriate travel insurance.
“Winter sports holidays often include activities that may not be covered by the usual insurance policies, so we would advise holidaymakers to check that they are covered for everything they plan to do.
“Unfortunately, accidents can happen and can lead to costly medical bills, but having appropriate insurance means people can rest assured that they are adequately covered and can make the most of their time on the slopes.”
Graham Bell, five-time Olympian, said: “It's fantastic to see so many Brits heading off each winter to take part in the sport I love.
“Most of the time, nobody will run into any trouble, but to ensure a safe and enjoyable trip, it's important to stay vigilant on your winter sports break.
“There have been 58 British deaths in the last four years relating to skiing and snowboarding holidays and many more injuries and hospitalisations, and so being prepared is key.
“But far from wanting to discourage people from going away this year, I just want to make sure that everyone is taking the necessary precautions to make their trip as fun as possible.”
Before you go: useful tips for a skiing or snowboarding break
- Ensure your travel insurance policy includes cover for winter sports. With starttravel.co.uk you can add Winter Sports Cover for just a few extra pounds.
- Make sure you are fit, healthy and ready for the slopes. Exercises that target the core, glutes and quad are advisable. Work on your balance and co-ordination.
- If you're just starting out, pick a resort with plenty of easy, blue runs; avoid advanced level parks with lots of black runs.
- Wear sunscreen – the sun reflecting off the snow can cause sunburn.
- Wear appropriate safety gear, including a helmet.
- Don't mix alcohol and winter sports – it can be dangerous and if you have an accident under the influence you may not be covered by your insurer.
Enjoying a winter sports break this year?
- Trusted by thousands of UK skiers and snowboarders each year, starttravel.co.uk offer superior Travel Insurance and Winter Sports Cover.